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MBA: Mortgage Delinquency Rates declined in Q2 The mortgage delinquency. continued its fast decline, falling to 2.72% in the second quarter ended June 30, according to TransUnion. The delinquency rate dropped 20% in the last year after reaching.

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What Is A Mortgage Deficiency Judgment? If the second mortgage is hard money and the lender has lost security for that loan through a foreclosure or short sale — making the security for the promissory note worth nothing — the beneficiary of that second mortgage can pursue a deficiency judgment (Roseleaf Corp. v. Chierighino, 59 Cal. 2d 35 (1963).

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Should You Use an Interest Only Mortgage? Government programs, non-profits and counselors can provide mortgage. principal reduction, short sales, interest rate reductions and other resources. Find more details on mortgage programs from Neighborhood Assistance Corp. Short sale can be an alternative to a foreclosure, and it will allow you to sell your .

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Curt Kravitz Area Sales Manager | NMLS #284892 Santa Clarita – 202111 Bay Equity Home Loans Mortgage Professional Reviews The information contained on this website is not intended as legal advice and should not be used for that purpose. Those with questions on the subjects are strongly encouraged to seek legal advice from an attorney knowledgeable about these matters.